Terms of Service
Last Updated: May 2026 | Effective: May 1, 2026
Table of Contents
1. About HBU Asset Recovery
HBU Asset Recovery LLC is a private surplus fund recovery firm headquartered at 2524 N Broadway, Edmond, Oklahoma. We assist individuals, heirs, and estates in recovering unclaimed surplus funds held by county, state, and court authorities resulting from real property transactions including foreclosure sales. We are not a law firm and do not provide legal advice.
2. Acceptance of Terms
By accessing our website, contacting us, responding to our SMS messages, or signing a contingency agreement, you agree to be bound by these Terms of Service and our Privacy Policy. If you are acting on behalf of an estate or legal entity, you represent that you have authority to bind that entity.
3. Services We Provide
We provide surplus fund recovery services including: researching public county and state records to identify unclaimed funds; notifying potential claimants; preparing and submitting claim documentation; coordinating with county clerks, courts, and state agencies; and communicating case status throughout the process. We do not guarantee recovery of any specific amount. Results depend on fund availability, county procedures, and documentation completeness.
4. Contingency Fee Agreement
All services are rendered on a contingency basis — no upfront cost to you. Before any work begins you will receive a written Contingency Fee Agreement disclosing: the property associated with your claim, the estimated fund amount, our fee percentage, scope of services, your rights and responsibilities, and the disbursement process. No agreement is executed without your informed voluntary consent.
5. SMS Communications
HBU Asset Recovery may contact you via SMS in compliance with TCPA and A2P 10DLC requirements. Program: HBU Asset Recovery Surplus Fund Notification. Message frequency varies — typically no more than 4 messages per contact. Standard msg & data rates may apply. Reply STOP to opt out immediately. Reply HELP for assistance. Consent to SMS is never a condition of service.
6. Client Responsibilities
You agree to: provide accurate and truthful information; promptly respond to documentation requests; notify us of contact information changes; not engage a competing firm for the same claim without written notice to us; not contact the county, court, or state agency independently without consulting us first, as this may jeopardize the claim; and review all documents before signing. Providing false information may result in termination of services.
7. No Legal Advice
HBU Asset Recovery LLC is not a law firm. Nothing in our communications constitutes legal advice or creates an attorney-client relationship. If your claim involves legal disputes, probate, contested estates, or title issues, consult a licensed Oklahoma attorney. Information on our website is for general informational purposes only.
8. Intellectual Property
All website content including text, graphics, logos, and layouts is the property of HBU Asset Recovery LLC and protected by U.S. copyright law. You may not reproduce or distribute any content without express written permission. Personal, non-commercial printing or downloading is permitted.
9. Disclaimer of Warranties
Our website and services are provided "as is" without warranties of any kind. We do not warrant that services will result in successful recovery, that the website will be error-free, or that identified funds will be available or accessible at time of filing. Fund availability is subject to county and state policies beyond our control.
10. Limitation of Liability
To the maximum extent permitted by law, HBU Asset Recovery LLC shall not be liable for any indirect, incidental, or consequential damages including loss of anticipated recovery amounts, delays caused by county or state agencies, errors in public records, or unauthorized data access beyond our reasonable control. Total liability shall not exceed fees actually paid in connection with your specific claim.
11. Indemnification
You agree to indemnify and hold harmless HBU Asset Recovery LLC and its officers, employees, and agents from any claims, damages, or expenses — including reasonable attorneys' fees — arising from your violation of these Terms, your provision of false information, your unauthorized use of our services, or any third-party claim resulting from your actions.
12. Governing Law
These Terms are governed by the laws of the State of Oklahoma without regard to conflict of law principles. You consent to the exclusive jurisdiction of state and federal courts located in Oklahoma County, Oklahoma for any disputes arising under these Terms.
13. Dispute Resolution
Disputes shall first be submitted in writing to info@hbuassetrecovery.us for informal resolution. We will respond within 10 business days. Unresolved disputes shall be submitted to binding AAA arbitration in Oklahoma City, Oklahoma. Class action waiver: all disputes must be brought individually — no class, consolidated, or representative actions.
14. Changes to These Terms
We may update these Terms at any time. Material changes will be reflected in an updated "Last Updated" date. Continued use of our services following any update constitutes acceptance of the revised Terms.
15. Contact Us
HBU Asset Recovery LLC, 2524 N Broadway, Edmond, Oklahoma 73034, Email: info@hbuassetrecovery.us, Website: hbuassetrecovery.us. For SMS opt-out: Reply STOP to any message. Takes effect immediately. For legal notices: Written email communication preferred. Response within 10 business days.
Legal Disclaimer: HBU Asset Recovery LLC is a private recovery firm, not a law firm. We do not provide legal advice and no attorney-client relationship is formed through use of our services or website. Surplus fund recovery outcomes depend on factors beyond our control. Past results do not guarantee future recovery. All contingency fee arrangements are disclosed in writing prior to engagement.