1. What exactly is "unclaimed property"?

Unclaimed property refers to money or assets that have been abandoned or forgotten by their rightful owners. This includes uncashed checks, dormant bank accounts, unpaid mineral royalties, tax/foreclosure/bankruptcy overages, stock dividends, insurance payouts, and more. In Oklahoma alone, over $1 billion is waiting to be claimed!

2. How do assets become "unclaimed"?

Assets become unclaimed when there's no activity or contact with the owner for a set period (called a "dormancy period"). Common reasons include:

• Address changes without updating records.
• Name changes (e.g., marriage/divorce).
• Lost paperwork or forgotten accounts.
• Inherited assets the heirs didn't know existed.

3. Is this a scam? How can there be free money?

No, this is not a scam. States like Oklahoma legally require businesses and agencies to turn over unclaimed assets after a dormancy period. These funds are held in trust until claimed. HBU Asset Recovery simplifies the process of locating and recovering what's rightfully yours.

4. Do I have to pay to claim my property?

No upfront fees. HBU works on a contingency basis—we only get paid a small percentage after we successfully recover your assets. If we don't find anything, you owe nothing.

5. What are your fees?

The State of Oklahoma caps fees on state funds at 25% for state funds, but fees associated with real estate are governed differently and depend on the complexity of recovery. We always discuss fee arrangements before proceeding with any claim, ensuring complete transparency.

6. How long does the recovery process take?

It varies based on the type of asset and complexity, but most claims take 30–90 days, but can take longer based on circumstances. Sometimes up to 120-150 days. We handle all paperwork, follow-ups, and legal requirements to expedite your case.

7. What if the original owner is deceased?

Heirs or beneficiaries can still claim the property! We help families navigate inheritance documentation, probate records, and state requirements to recover funds owed to estates.

8. Can businesses or organizations claim unclaimed assets?

Businesses, nonprofits, and trusts often have unclaimed funds from old accounts, vendor overpayments, or uncashed checks. We audit records to identify overlooked assets.

9. I checked the state database and found nothing. Can you still help?

Yes! State databases only show reported unclaimed property. We dig deeper using proprietary tools, cross-reference historical records, and investigate harder-to-find assets (like mineral royalties or court-held overages).

10. Why use HBU instead of claiming it myself?

While you can file a claim on your own, the process is often time-consuming, legally complex, and requires navigating multiple agencies. Our experts save you hours of work, ensure compliance, and maximize your recovery—with no risk to you.

11. What areas do you serve?

We specialize in Oklahoma unclaimed property but can assist with multi-state claims if assets are tied to other regions.

12. How do I start?

Contact us for a free, no-obligation search. Provide basic details (name, past addresses, businesses owned), and we'll scour databases and records for matches.