Introduction

HBU Asset Recovery ("we," "us," "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how HBU Asset Recovery collects and uses information about you when you opt-in to receive SMS messages from us regarding unclaimed funds recovery services.

About HBU Asset Recovery

HBU Asset Recovery specializes in helping individuals and businesses locate and recover unclaimed property including dormant bank accounts, uncashed checks, unpaid mineral royalties, tax/foreclosure/bankruptcy overages, stock dividends, insurance payouts, and more. We operate on a contingency basis with no upfront fees.

Information We Collect

When you opt-in to receive SMS messages and use our services, we collect:

• Your phone number
• Your explicit consent to send SMS messages
• Your name and contact information (email, address, phone)
• Previous addresses (to assist in our search)
• Information related to your unclaimed funds

We do NOT collect sensitive personal information such as:

• Social Security Numbers
• Driver's license numbers
• Financial account credentials
• Credit card information

How We Collect Your Information

We collect your information:

• Directly from you when you complete our opt-in form on our website (www.hbuassetrecovery.us)
• When you verbally agree during consultation
• When you complete a paper form during in-person events

All verbal and paper opt-ins are confirmed via a follow-up opt-in confirmation message.

How We Use Your Information

We use your information to:

• Send you SMS messages you've opted in to receive
• Provide updates about your unclaimed funds status
• Share information about eligibility for unclaimed funds
• Notify you about claim deadlines and requirements
• Communicate about your recovery process
• Process your claims with relevant agencies
• Verify your identity as required by state regulations

Message Frequency and Consent

Message frequency may vary based on your claim status and required communications, and may include updates on claim status, deadlines, and assistance details. Standard message and data rates may apply.

You can opt out of receiving SMS messages at any time by replying STOP to any message we send you. For assistance, reply HELP or contact us at 855-619-2796.

To Whom We Disclose Your Information

We may disclose your information to:

• Agencies involved with the recovery process (such as state treasury departments)
• Third party service providers who help us operate our business
• As required by law or administrative order
• To assert claims or rights or to defend against claims

We do not share your personal information with any third parties for marketing purposes. The only information we maintain is contact details and information necessary for the unclaimed funds recovery process.

Fees and Payment

As stated in our FAQs, the State of Oklahoma caps fees on state funds at 25% for state funds. Fees associated with real estate are governed differently and depend on the complexity of recovery. We work on a contingency basis—we only get paid after we successfully recover your assets.

Protection of Information

We take steps to protect your information against unauthorized use or disclosure, including:

• Secure storage of all personal information
• Limited access to personal data within our organization
• Regular security assessments
• Secure transmission of sensitive information

Updates to This Privacy Policy

We may periodically update this privacy policy. If we make material changes that have a substantive and adverse impact on your privacy, we will provide notice on this website prior to the change becoming effective. We encourage you to periodically review this page for the latest information about our privacy practices.

Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Opt out of communications
• Request deletion of your information where applicable